Taptap Send: Money Transfer

by Taptap Send, Inc.

4.7 322K+ reviews
15M+ Installs
06/05/2018 Released
Taptap Send: Money Transfer icon
Taptap Send: Money Transfer icon
Finance

Taptap Send: Money Transfer

by Taptap Send, Inc.

4.7 322K+ reviews
15M+ Installs
06/05/2018 Released
Taptap Send: Money Transfer screenshot 1
Taptap Send: Money Transfer screenshot 2
Taptap Send: Money Transfer screenshot 3
Taptap Send: Money Transfer screenshot 4
Taptap Send: Money Transfer screenshot 5
Taptap Send: Money Transfer screenshot 6

Ratings Breakdown

4.7 ★★★★★ 322K+ ratings
5 88%
4 6%
3 1%
2 1%
1 4%

Data from Google Play at the time of writing.

What Taptap Send Actually Does

Taptap Send is a remittance app for people in the US, UK, EU, UAE, Canada, and Australia who regularly send money to family in places like Mexico, India, the Philippines, Nigeria, Pakistan, or Brazil. It routes funds directly into bank accounts and mobile wallets that recipients already use, such as UPI, GCash, JazzCash, or PIX, and it advertises zero transfer fees on several major corridors. It’s aimed squarely at diaspora communities who need a fast, no-frills way to move money home rather than at general-purpose banking or investing users.

Speed and Fees When Everything Works

When transfers go through cleanly, users describe this as a genuinely useful tool, and the pitch of near-instant delivery matches what many reviewers experienced across multiple transactions before running into trouble. The zero-fee corridors on Nigeria, India, Mexico, and Brazil are a real draw compared to traditional wire services, and paying by debit card, bank account, or Google Pay keeps the send process simple. For users who never trigger extra verification, the app appears to function as advertised.

The Verification Wall That Breaks Trust

The single biggest recurring complaint is identity verification going wrong after an account has already been used successfully. Multiple reviewers describe accounts marked inactive without warning, document uploads that get stuck on ‘analyzing image’ for days, and a third-party ID verification tool (Joomio) that simply won’t complete on some devices. One reviewer only got past it by switching to a different phone entirely, with no explanation from the app about why the original device failed.

Support That Doesn’t Resolve Anything

Once verification breaks, the support experience is the second major weak point. Reviewers describe submitting payslips, bank statements, and other requested documents only to have agents fail to specify what’s still missing, resulting in a loop of resubmissions with no resolution. Others waited months on a waitlist with zero updates, or had transfers error out on a weekend with no follow-up from support for days afterward. For a service that moves people’s money, the combination of frozen accounts and unresponsive support is a serious liability, especially since some users reported money deducted from their account with the recipient never receiving it and no clear explanation offered.

Transfer Limits Add Another Layer of Friction

Beyond verification issues, at least one reviewer flagged a 365-day transfer limit around $60,000 that was extremely difficult to get raised even after supplying full documentation. For anyone sending larger or more frequent amounts, this cap combined with slow support responsiveness could become a real obstacle rather than a minor inconvenience.

Who Should Actually Download This

Taptap Send is worth trying if you’re sending modest, occasional amounts to a supported country and want to skip traditional wire fees, and plenty of users do get fast, fee-free transfers exactly as described. But go in aware that identity verification can fail unpredictably, support has a documented pattern of slow or circular responses, and recovering a flagged account can take weeks. If you rely on remittances for anything time-sensitive or send larger sums regularly, keep a backup transfer method ready rather than assuming Taptap Send will work smoothly every single time.

Pros

  • Zero fees on several major corridors
  • Transfers often arrive within minutes
  • Supports popular local wallets like GCash, UPI
  • Multiple funding options including Google Pay
  • Biometric confirmation on every transaction

Cons

  • ID verification frequently fails or stalls
  • Support slow to resolve document issues
  • Annual transfer limits hard to raise

What Real Users Say

Anser Mehmood 1/5

“If possible, I would rate the taptap below zero. my account was marked as inactive without intimating me. when I approached the support team to reactivate my account. they asked me my bank statements and other documents which I provided the same day but their support team has a lot of miscommitments and unprofessionalism. They give me 3 days, then…”

👍 18 found this helpfulDeveloper responded
Gaurav Dembla 1/5

“Absolutely pathetic experience. Transfer limit for 365 days is set at $60k, which is really impossible to get waived off. Even after furnishing all the required documents (payslips, bank statements, etc.), support team fails to specify what exactly is missing in the submitted documents and keeps parroting the same thing - 'Upload the required documents'. After spending tens of hours,…”

👍 15 found this helpfulDeveloper responded
Jason Evans 4/5

“This app worked perfectly until after several transactions it wanted ID verification through a third party service (Joomio). This wouldn't go through on my main device which was highly frustrating (hence 4*), but I did manage it on a different device, so this might work for you too. No explanation as to why it didn't work on my original device…”

👍 15 found this helpful

Reviews sourced from Google Play, selected by helpfulness at the time of writing.

App Info & Permissions

Developer Taptap Send, Inc.
Content rating Everyone
Contains ads No
Installs 15M+
Released 06/05/2018
Price Free

Permissions this app requests

📷 Camera Take pictures and videos
👥 Contacts Read your contacts
📱 Device ID & call information Read phone status and identity
🪪 Identity Read your own contact card
🎙️ Microphone Record audio
📞 Phone Read phone status and identity
🖼️ Photos/Media/Files Read the contents of your USB storage; modify or delete the contents of your USB storage
💾 Storage Read the contents of your USB storage; modify or delete the contents of your USB storage
📶 Wi-Fi connection information View Wi-Fi connections

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Frequently Asked Questions

1

What is Taptap Send: Money Transfer?

Taptap Send is a mobile remittance app that lets users in the US, UK, EU, UAE, Canada, and Australia send money to over 70 countries across Africa, Asia, Latin America, and the Caribbean. It deposits funds directly into recipients' bank accounts or mobile wallets, such as GCash, UPI, JazzCash, or PIX. It's built specifically for diaspora communities sending money home rather than for general banking use.

2

Is Taptap Send free to use?

Taptap Send advertises zero transfer fees on key corridors including Nigeria, India, Mexico, and Brazil, though an exchange rate margin still applies. Other corridors like Pakistan, the Philippines, and Colombia carry low fees that are shown before you confirm a transfer. It's not entirely free, but the fee structure is upfront compared to many traditional wire services.

3

How long does a Taptap Send transfer take?

The company states that 95% of transfers arrive in under 3 minutes based on internal data, and many user reviews confirm fast delivery when the transfer goes smoothly. However, some reviewers reported transfers taking over 12 hours with money already deducted and no clear explanation from support. Reliability appears to depend heavily on the corridor and account verification status.

4

Why does Taptap Send ask for identity verification?

As a licensed money transmitter, including registration with the New York State Department of Financial Services, Taptap Send is required to verify user identity, sometimes through a third-party service. Several users reported this process getting stuck, with document scans failing or uploads stuck on 'analyzing image' for extended periods. This can happen even to long-time users with a history of successful transfers.

5

Is Taptap Send safe and trustworthy?

The app uses bank-level encryption, is PCI-compliant, and requires biometric or PIN confirmation on every transaction, plus a 30-minute cancellation window in line with CFPB rules. That said, real user reviews raise concerns about accounts being deactivated without notice and support being slow to resolve document or transfer issues. The underlying security infrastructure seems solid, but account-level reliability has been inconsistent for some users.